Terms & Conditions

Terms and Conditions

Navigation and public consultation of this website are subject to the following Terms and Conditions:

Guarantees, Responsibilities and Damages

1. Anima does not guarantee that the contents, instruments and materials contained, utilized and offered in this website are precisely up-to-date or complete and does not accept responsibility for damages caused by eventual content errors or equipment shortcomings.

2. Anima does not accept express or tacit responsibility for the improper use of the information, instruments or materials made available and/or of the equipment used for this website, for whatever purpose by any user, who have full responsibility for eventual harm done to their own rights or those of third parties, whether or not caused by this improper use.

3. Under no circumstances, will Anima, its directors, executive officers or employees be held responsible for any direct or indirect, special, incidental or consequential losses or expenses arising out of the connection with this website or use on its part or incapacity of use by anyone, or with regard to any shortcoming in performance, error, omission, interruption, defect or delay in operation or transmission, computer virus or breakdown of line or of the system, even if the Bank or its representatives have been advised of the possibility of such damages, losses or expenses.

4. The adequate provisioning of all the resources of the Internet, without exception, is the entire responsibility of the users of this website.

5. Anima does not accept responsibility for the contents of other websites (a) whose addresses are available on the pages of this website or (b) whose websites feature the address of this website. Anima does not guarantee compensation for any damages caused by the websites mentioned in this item.

6. For more information about the online exchange of messages between users and Anima, please consult the Privacy Policy.

7. Before making an investment decision, potential investors must carefully consider, in light of their financial situations and investment objectives, all of the information available on this website and, especially, the Risk Factors.

Confidential Nature of User Information

Anima reserves the right to improve the functioning of this website through the analysis and consolidation of the information and suggestions collected and of the opportunities they provide for all users of the website. More information about the use of the information collected on this website can be found in the Privacy Policy.

Copyright and Intellectual Property

Unless there is any regulation to the contrary, all of the contents of the pages of this website, such as information, materials, tools, paging, graphs and drawings belong to Anima or to third parties, who have legally ceded their rights of usage.

Comments on Adjusted EBITDA

Adjusted EBITDA consists of EBITDA plus or minus the equity of the real estate businesses, rental revenue from spun-off properties, non-operating income, net income and minority interest income.

Adjusted EBITDA is not a measure of financial performance under the accounting practices adopted in Brazil, nor should it be considered in isolation, or as an alternative to net income as a measure of operating performance, or as an alternative to operating cash flows as a measure of liquidity.

Adjusted EBITDA does not have a standardized meaning and Anima‘s definition of Adjusted EBITDA may not be comparable to that used by other companies.

Note: By accessing this website and any of its pages, users automatically accept all of the Terms and Conditions herein established. Therefore, please cease browsing and public consultation of the pages of this website in the event that you do not agree to the Terms and Conditions above.

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